By Jason McDonald Unless you find yourself in an unfortunate circumstance, you may not know just how much your personal identity affects y...
Unless you find yourself in an unfortunate circumstance, you may not know just how much your personal identity affects your life. Everything from your finances to your property can be kept safe with this, so it should come as no surprise that many people take certain steps to protect their identity. If you think that this has to be expensive, though, you may be surprised by how cost-effective this can be. Here are the best, most inexpensive ways to protect your identity, provided by Robert Jain.
One of the ways to prevent identity theft, on your end, is by being mindful of certain warning signs. Have you tried to cash a check, only for it to bounce, even though your credit is good? Have you been billed for a product or service that you don't remember using? These are just a few potential signs that your identity can be accessed by a third party. By understanding such indicators, you will be able to protect yourself sooner.
Identity theft insurance goes a long way, too. According to authorities on finance, Bob Jain included, this type of insurance will be able to cover a number of expenses associated with identity theft. These include, but aren't limited to, criminal charges, legal fees, and lost credit. By investing in this insurance sooner, you will be able to receive more of a benefit if you ever find yourself in a situation that requires it.
The way that you shop online will help you protect your identity further. Many retailers process information through encryption, but not all websites have this level of security built in. If you're on a website that starts with "https," as opposed to "http," then it has an SSL certificate installed. Without going into the specifics, an SSL certificate encrypts communication between the website and the user, which goes a long way in preventing identity theft.
Lastly, be mindful of any strange phone calls that you receive. For instance, you might receive a call from someone who claims to be a family member, even though you don't remember meeting them in your life. Nonetheless, they will say that they need money for an emergency, which is a tactic used to prey on people's emotions. This is just one example of shady phone calls that, if not ignored or handled with care, can result in identity theft.
One of the ways to prevent identity theft, on your end, is by being mindful of certain warning signs. Have you tried to cash a check, only for it to bounce, even though your credit is good? Have you been billed for a product or service that you don't remember using? These are just a few potential signs that your identity can be accessed by a third party. By understanding such indicators, you will be able to protect yourself sooner.
Identity theft insurance goes a long way, too. According to authorities on finance, Bob Jain included, this type of insurance will be able to cover a number of expenses associated with identity theft. These include, but aren't limited to, criminal charges, legal fees, and lost credit. By investing in this insurance sooner, you will be able to receive more of a benefit if you ever find yourself in a situation that requires it.
The way that you shop online will help you protect your identity further. Many retailers process information through encryption, but not all websites have this level of security built in. If you're on a website that starts with "https," as opposed to "http," then it has an SSL certificate installed. Without going into the specifics, an SSL certificate encrypts communication between the website and the user, which goes a long way in preventing identity theft.
Lastly, be mindful of any strange phone calls that you receive. For instance, you might receive a call from someone who claims to be a family member, even though you don't remember meeting them in your life. Nonetheless, they will say that they need money for an emergency, which is a tactic used to prey on people's emotions. This is just one example of shady phone calls that, if not ignored or handled with care, can result in identity theft.
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