By Daniel Watson Australians are among the top users of ATM cards. Because many of them don't like carrying cash around to buy items o...
Australians are among the top users of ATM cards. Because many of them don't like carrying cash around to buy items or make transfers especially when the machines, including the POS, are working. They are also more prone to ATM card fraud. However, they can employ some tips for ATM fraud prevention Australia that can ensure their safety.
One of the steps to take is to avoid using any ATM machine you are not sure of. If you find them where you are not sure of, you are advised not to use such. The real ones are either located in the bank, shopping malls or on the streets. Even when they are not in any bank, you should be sure that you can identify the owner.
Anything that will make you go to the machines in the night should be avoided as much as possible. Some thieves believe that this is the best place to make a fortune having failed in their activities during the day. If there is an emergency that makes it indispensable to go there, you should try to do it with your friends.
Change your PIN anytime if you suspect that someone you don't trust knows it. Do it soon and do not wait too long before doing so. Similarly, try to change the PIN when you first receive the card. It would be needful to do this before you start getting money into the account.
Walk into your bank and find out how you can get notifications via phone and emails. The essence is to get alerts whenever your bank account gets a transaction. If it is a debit alert from any machine, it will tell you how much was withdrawn as well as the address where it happened. The same applies for withdrawals through a POS. Any attempt to defraud you will be quickly noticed and you can make calls to the police and the bank for an urgent intervention. The bank will block the account and get photos of the criminal if the ATM has a camera installed.
If your card is the bank card, you would have to call if it is trapped. But not every machine is from a bank so you should know who installed a machine before using it. It is better to have a jacket for the card but when you don't have it, you can use your wallet or the pouch of your phone.
If you know you do not need the receipts for the transaction you are doing, simply select "No" when you are asked. If not, tear the receipts into shreds when you finish reading them. Don't give anyone the chance to take a look of your account details especially when you don't trust them.
Let your card pin be something that is not easy to guess. Don't go for your birthdays, date of birth, or any other information that people already know about you. Also, don't write it down anywhere because you never can tell who will pick up the note later when you start looking for it.
One of the steps to take is to avoid using any ATM machine you are not sure of. If you find them where you are not sure of, you are advised not to use such. The real ones are either located in the bank, shopping malls or on the streets. Even when they are not in any bank, you should be sure that you can identify the owner.
Anything that will make you go to the machines in the night should be avoided as much as possible. Some thieves believe that this is the best place to make a fortune having failed in their activities during the day. If there is an emergency that makes it indispensable to go there, you should try to do it with your friends.
Change your PIN anytime if you suspect that someone you don't trust knows it. Do it soon and do not wait too long before doing so. Similarly, try to change the PIN when you first receive the card. It would be needful to do this before you start getting money into the account.
Walk into your bank and find out how you can get notifications via phone and emails. The essence is to get alerts whenever your bank account gets a transaction. If it is a debit alert from any machine, it will tell you how much was withdrawn as well as the address where it happened. The same applies for withdrawals through a POS. Any attempt to defraud you will be quickly noticed and you can make calls to the police and the bank for an urgent intervention. The bank will block the account and get photos of the criminal if the ATM has a camera installed.
If your card is the bank card, you would have to call if it is trapped. But not every machine is from a bank so you should know who installed a machine before using it. It is better to have a jacket for the card but when you don't have it, you can use your wallet or the pouch of your phone.
If you know you do not need the receipts for the transaction you are doing, simply select "No" when you are asked. If not, tear the receipts into shreds when you finish reading them. Don't give anyone the chance to take a look of your account details especially when you don't trust them.
Let your card pin be something that is not easy to guess. Don't go for your birthdays, date of birth, or any other information that people already know about you. Also, don't write it down anywhere because you never can tell who will pick up the note later when you start looking for it.
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