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Bob Jain: The Pros And Cons To Know Mobile Gift Cards

By Jason McDonald Smartphones are commonplace these days and they can be used for virtually anything. Gift-giving is a perfect example, wh...

By Jason McDonald


Smartphones are commonplace these days and they can be used for virtually anything. Gift-giving is a perfect example, which brings us to the topic of mobile gift cards. Bob Jain, along with other authorities on finance, can tell you that this is a common gift idea, especially among those that don't know the person they're giving it to that well. To determine if this mobile option is the best for the one you're planning to give it to, consider the following pros and cons.

PRO - Less space will be needed. One of the biggest benefits of mobile gift cards, according to the likes of Robert Jain, is that they don't take up physical space. For instance, if you carry your wallet everywhere, you may have numerous credit cards as well. The idea of adding another card or two is unlikely to you. However, these digital cards can be accessed from smartphones and mobile devices, which results in more physical real estate to use as you'd like.

CON - Each mobile gift card is different. With so many companies that offer mobile gift cards, it's safe to assume that the rules regarding said cards will vary as well. For example, while one business doesn't allow the funds to expire, another may place a restriction on the recipient in this sense. It's not a good idea to assume that the funds will remain forever. Before you purchase a mobile gift card, be mindful of the rules associated with it.

PRO - These gift cards can be brought up at any time. The main reason for this is that smartphones have become part of our lives. If we must leave the house, chances are that we will bring our phones, as they've more or less become extensions of ourselves. What this means is that you have a mobile gift card on your phone, you can easily bring it up at any time. You'll never have to fear forgetting it at home.

CON - For better or worse, opinions on mobile gift cards vary. What this means is that you can't assume that everyone will take to this gift idea in a positive way. As a matter of fact, many people view them as impersonal, almost like it was a final-minute decision. Of course, others may see it as perfect, especially if they're a fan of the retailer associated with it. Opinions vary, which is why you should be careful about purchasing gifts like this.




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